Withdrawals: How to access your earnings
Learn how to withdraw your Wayo Ads earnings to your bank account via Stripe Connect. No Wayo Ads withdrawal fee, $10 minimum, typically processed in 2-5 business days after admin review.
Overview
Earnings first accumulate in your creator wallet. After the usual wait (often 7 days; Video and Shorts may wait a bit longer first, depending on your Trust Score), pending earnings move to your available balance. You can then request a withdrawal to your bank account via Stripe. Wayo Ads does not charge a withdrawal fee — the platform fee is already deducted when you earn. VAT or tax may be withheld on withdrawal where applicable. Withdrawals are reviewed by the admin team and typically processed within 2-5 business days.
New to creator payouts? Start with the Earnings guide. For Business Info and profile settings, see the Account guide.
Before You Withdraw
Complete your Business Info
Fill in your business profile with your country, business type, and tax information. This is required before connecting Stripe.
Enable Stripe Connect payouts
Finish Stripe setup, link your bank account, and turn on payouts. Wayo Ads uses Stripe to send money to your bank. Stripe works in 40+ countries and many currencies.
Verify your identity
Stripe may require identity verification depending on your country and account type. Resolve any pending requirements before requesting a withdrawal.
How to Withdraw
- Go to your Creator Wallet from the dashboard.
- Check your available balance — only funds that cleared the holding period can be withdrawn (pending earnings on your dashboard are not yet available). If you have both USD and EUR, select the currency you want to withdraw. Each request is one currency only.
- Click "Request Withdrawal" and enter the amount you wish to withdraw. The minimum requested amount is $10 (or €10) in the selected currency.
- Review the breakdown: requested amount, Wayo Ads fee at withdrawal ($0), any applicable VAT/tax, and the net amount Stripe will transfer.
- Confirm the request. Your withdrawal enters PENDING status and is sent to the admin team for processing.
- Track your withdrawal in Withdrawal History. Status updates as it moves through PENDING, PROCESSING, and VALIDATED.
Withdrawal Details
All withdrawals are processed through Stripe Connect after admin review. Wayo Ads does not charge a withdrawal fee — VAT or tax may apply depending on your country.
Risk Reserve (High-Risk Accounts)
Most creators only wait for the platform holding period (default 7 days). If your account is flagged high risk because of unusual traffic or fraud signals, Wayo Ads may withhold 20% of each payout when it leaves pending: 80% becomes available immediately after the hold, and the remaining 20% stays in Reserve for 30 more days, then unlocks automatically. This is not based on Trust Score Bronze/Silver/Gold — it is a separate anti-fraud control. If you see “Reserve (30-day)” on your wallet, that is this amount.
Cancel a Withdrawal
You can cancel a withdrawal while it is in PENDING status. Once it moves to PROCESSING, cancellation is no longer possible. Cancelled withdrawals return the funds to your available balance immediately. To cancel, find the withdrawal in your history and click Cancel.
Frequently Asked Questions
Are there any withdrawal fees?
Wayo Ads does not charge a fee at withdrawal — the platform fee is already deducted when you earn (on each validated view or click). VAT or tax may be withheld from your withdrawal depending on your country and business profile.
When can I withdraw my earnings?
After the usual wait (often 7 days — Video and Shorts may wait a bit longer first), earnings move from pending to available. Only available balance can be withdrawn. If you are high risk, 20% of each release may stay in reserve for 30 more days.
Why is part of my balance in Reserve?
A 20% reserve applies only to high-risk accounts (unusual traffic / fraud signals). It starts when earnings leave pending after the platform hold, lasts 30 days, then unlocks automatically. Trust Score tiers do not create this reserve.
How long does a withdrawal take?
Processing typically takes 2-5 business days after you submit the request. Withdrawals go through admin review before being sent to your bank account via Stripe Connect. You can track the status in Withdrawal History.
Can I cancel a withdrawal?
Yes, as long as it is still in PENDING status. Once it moves to PROCESSING, it can no longer be cancelled. The funds are returned to your available balance immediately after cancellation.
What is the minimum withdrawal amount?
The minimum amount you can request is $10.00. VAT or tax may reduce the net amount transferred to your bank.
Why do I need to complete Business Info?
Your business profile gives Stripe what it needs — your country, business type (individual or company), and tax details. Without it, Stripe cannot send you money. Creators do not pick USD or EUR there — earnings stay in the campaign currency.
Can I withdraw USD and EUR together?
No. Each withdrawal is one currency. If you earned on both USD and EUR campaigns, request a withdrawal from each available balance separately.